moneysavvynest (“we”, “us”,) operates the website These Terms of Use along with the Privacy Policy govern your use of this website. Please carefully read these terms before using this website, as they contain important information about your rights and responsibilities. By accessing, viewing, or using this website, you acknowledge that you have read, understand, and agree with the terms. If you do not wish to be bound by the Terms, please do not use this website. Acceptance These terms comprise an electronic contract that establishes the legally binding terms you must accept to use the website. The terms include moneysavvynest Privacy Policy, which can be found at: By accessing or using the website you accept and agree to the terms, conditions and notices contained or referenced herein and consent to have the terms and all notices provided to you in electronic form. The terms may be modified by us from time to time. Such modifications will become effective upon posting by us on the website. We shall notify you of changes to the terms through notices on the website, by email, or by both. To withdraw your consent, you must cease using the website. If you breach any provision of these terms, your right to access and use this website shall cease immediately. Use of the Website We grant you a non-transferable, non-exclusive, revocable, limited licence to use and access this website. You are not permitted to use this website:

  1. in any unlawful, fraudulent, or commercial manner, or any other manner prohibited by these terms;
  2. to upload, transmit, or distribute to or through the website any computer viruses, worms, or any software intended to damage or alter a computer system or data;
  3. to send through the website unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of duplicative or unsolicited messages, whether commercial or otherwise;
  4. to use the website to harvest, collect, gather or assemble information or data regarding other users, including e-mail addresses, without their consent;
  5. to interfere with, disrupt, or create an undue burden on servers or networks connected to the website, or violate the regulations, policies or procedures of such networks;
  6. to attempt to gain unauthorized access to the website (or to other computer systems or networks connected to or used together with the website), whether through password mining or any other means;
  7. to harass or interfere with any other website user’s use and enjoyment of the website;
  8. to use software or automated agents or scripts to produce multiple accounts on the website, or to generate automated searches, requests, or queries to (or to strip, scrape, or mine data from) the website;
  9. to tamper with, modify, copy without express permission, amend, make derivative or reverse engineer any part of the website; or
  10. to licence, sell, rent or lease any part of the website.

Disclaimer The views expressed on this blog are purely those moneysavvynest From time to time, we may promote, affiliate with, or partner with other individuals or businesses whose programs, products and services align with ours. In the spirit of transparency, we want you to be aware that there may be instances when we promote, market, share or sell programs, products or services for other partners and in exchange we may receive financial compensation or other rewards. Please note that we are highly selective and we only promote the partners whose programs, products and/or services we respect. At the same time, you agree that any such promotion or marketing does not serve as any form of endorsement whatsoever. You are still required to use your own judgment to determine that any such program, product or service is appropriate for you. You are assuming all risks, and you agree that we are not liable in any way for any program, product or service that we may promote, market, share or sell on or through the website. Any product claim, statistic, quote or other representation about a product or a service should be verified with the manufacturer, provider or party in question. You expressly agree that the information on this website is for informational purposes only. We are not medical professionals, and the information provided is not meant to be a substitute for professional medical advice, and it should not be relied upon as such. This information does not serve to diagnose, treat, or provide a cure for any condition you may be experiencing. If you require medical services it is your responsibility to seek them out from a licensed professional. Social Media moneysavvynest is active on Pinterest, Instagram, Facebook and Twitter. Its presence on these social media platforms are subject to the terms and conditions of these platforms. Please read the terms and conditions of these platforms for more information as you may be bound to their terms when viewing our content on their websites or applications. Any content that is posted by us on these social media platforms is subject to the disclaimer above. Intellectual Property Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to with appropriate and specific direction to the original content. moneysavvynest owns and retains all proprietary rights on this website, and in all content, trademarks, trade names, service marks and other intellectual property rights related thereto. This website contains the copyrighted material, trademarks, and other proprietary information moneysavvynest We grant you a nonexclusive, non-transferable, and revocable license to access and use the website for your personal home use. You agree to not copy, modify, transmit, create any derivative works from, make use of, or reproduce in any way any copyrighted material, trademarks, trade names, service marks, or other intellectual property or proprietary information accessible through the website. You agree to not remove, obscure or otherwise alter any proprietary notices appearing on any content, including copyright, trademark and other intellectual property notices. You must receive our written permission before using any of our intellectual property for your own business use or before sharing with others. This means that you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, market, create derivative works, exploit, or distribute in any manner or medium (including by email, website, link or any other electronic means) any content of the website. Subject to the limited licenses granted in these terms, no licence is granted to you or any other party for the use of our intellectual property. We cannot authorize you to use, reproduce or modify any third party intellectual property used on this website, and are not responsible for any loss or damage you may suffer or incur in connection with your use of any third party intellectual property for your own purpose. Electronic Communications You agree to be bound by any affirmation, assent, or agreement you transmit through the website including, but not limited to, any consent you give to receive communications from us solely through electronic transmission. You acknowledge that it is your ongoing responsibility to provide us with an accurate, current, and complete e-mail address when you use our Site. If any electronic communications sent to you are returned as undeliverable, we may attempt to contact you by telephone or otherwise, but we are not obligated to do so. All communications are deemed delivered and received upon sending to the most recent e-mail address we have on file for you. Limitation of Liability You agree that we will not be liable for any damages whatsoever, including direct, indirect, incidental, punitive, special, consequential or exemplary damages arising from, relating to, or connected with:

  1. the use or inability to use the website;
  2. disclosure of, unauthorized access to or alteration of your account;
  3. actions or inactions of other users or any other third parties for any reason; or
  4. any other matter arising from, relating to or connected with the website or these terms.

We will not be liable for any failure or delay in performing under these terms where such failure or delay is due to causes beyond our reasonable control, including natural catastrophes, governmental acts or omissions, laws or regulations, terrorism, labor strikes or difficulties, communication system breakdowns, hardware or software failures, transportation stoppages or slowdowns or the inability to procure supplies or materials. You acknowledge and agree that the disclaimers of warranties above and these limitations of liability are an agreed upon allocation of risk between you and us. You acknowledge and agree that if you did not agree to these limitations of liability you would not be permitted to access the website. You acknowledge and agree that such provisions are reasonable and fair. Indemnification You agree to defend, indemnify and hold us, and our subsidiaries, parents, affiliates, and each of our and their directors, officers, managers, partners, agents, other representatives, employees and customers (each an “Indemnified Party”), harmless from any claim, demand, action, damage, loss, cost or expense, including without limitation, lawyers’ fees and costs, investigation costs and settlement expenses incurred in connection with any investigation, claim, action, suit or proceeding of any kind brought against any Indemnified Party arising out of your use of the website, any alleged or actual infringement of the intellectual property rights of any party, any injury or damage to property or person, any act by you in connection with any user of the website or any other third party, or alleging facts or circumstances that could constitute a breach by you of any provision of these terms and/or any of the representations and warranties set forth above. Termination You acknowledge and agree that we, in our sole discretion, may terminate your access to the website for any reason, including, without limitation, your breach of these terms. You understand and agree that we are not required, and may be prohibited, from disclosing to you the reason for termination of your access to the website. You acknowledge and agree that any termination of your access to the website may be effected without prior notice, and acknowledge and agree that we may immediately deactivate or delete your account and bar any further access to the website. Further, you acknowledge and agree that we will not be liable to you or any third party for any costs or damages of any kind for or resulting from any termination of your access to our website. Upon termination, your information may be deleted or kept as necessary. Dispute Resolution In the event a dispute arises out of or in connection with these terms, the parties shall attempt to resolve the dispute through friendly consultation. Changes to our Terms Any new features or tools which are added to this website shall also be subject to these terms. You can review the most current version of the these terms at any time on this page.moneysavvynest reserves the right to update, change or replace any part of these terms by posting updates and/or changes to the website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes. Contact Information If you have any questions about these terms please contact us at: